🌅 Good morning, RootBadger. Friday starts with a change in how the federal consumer watchdog is examining financial companies, followed by a useful year-end paycheck check.
🗞️ Reuters morning read: Examiners at the Consumer Financial Protection Bureau gave largely clean reviews to most companies inspected earlier this year, a lighter approach than in the past, Reuters reports, citing three people familiar with the work. The agency resumed examinations in the spring after most of its work had been suspended. Its stated shift cuts the number of exams and puts more emphasis on banks, mortgages, and redress for military service members, with less focus on areas including student loans and medical debt.
Read more: Reuters — U.S. consumer watchdog examiners adopt lighter touch
🧾 Useful this morning: If your pay, household, deductions, or credits changed this year, the IRS Tax Withholding Estimator can show whether your current federal withholding is likely to leave a balance due or an oversized refund. Gather recent pay stubs and your latest federal return first. The tool can also generate a prefilled Form W-4 or W-4P if you decide to adjust withholding through an employer or pension provider.
Source: IRS — Tax Withholding Estimator
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